I say to myself when my car breaks down unexpectedly.
When my 2 year old has something wrong with her and we go to the after-hours clinic, receive no definitive results and try to decide if we need to take her to her regular doctor for more extensive (read: expensive) testing.
When I have to drive my SUV to work because my fuel-efficient car is not working.
When I'm making less money now.
It's just money.